Principal Consultant - Payments SME

Principal Consultant - Payments SME

Location: NYC or Charlotte, USA | Practice Area: Banking & Payments | Type: Permanent

Drive transformation across high-value payment systems in a fast-evolving global landscape

The Role We are seeking a Senior Consultant to join our Banking & Payments practice, supporting large-scale payments transformation initiatives. This role combines Business Analysis and Scrum Master responsibilities, working on high-value and cross-border payment systems. You will play a key role in delivering change across complex payment infrastructures while collaborating with global stakeholders in an agile environment.

What You’ll Do

Lead business analysis activities across high-value payments and transformation initiatives

Facilitate agile ceremonies and support delivery as a Scrum Master across cross-functional teams

Gather, document, and translate business and technical requirements into actionable deliverables

Support transformation programs across payment systems including cross-border transactions

Collaborate with stakeholders to ensure alignment across business, technology, and operations

What We’re Looking For

Proven experience as a Business Analyst and/or Scrum Master within Banking or Payments

knowledge of high-value payment systems and transaction flows

Working knowledge of FEDwire, CHIPS, and ISO20022 (pacs.008, pacs.009)

Experience delivering within agile environments and facilitating Scrum practices

Ability to engage stakeholders and communicate requirements clearly across teams

Bonus Points For

Experience in payments transformation or modernization programs

Exposure to cross-border payments and regulatory considerations

Familiarity with financial messaging standards and payment processing systems

Experience working with Tier 1 financial institutions

Certification in Agile, Scrum, or Business Analysis disciplines

Why Join Capco

Deliver high-impact technology solutions for Tier 1 financial institutions

Work in a collaborative, flat, and entrepreneurial consulting culture

Access continuous learning, training, and industry certifications

Be part of a team shaping the future of digital financial services

Help shape the future of digital transformation across FS & Energy.

We offer a competitive, people-first benefits package designed to support every aspect of your life:

Medical, Dental, Vision coverage

401(k) with employer match

Paid parental leave and dependent care support

Tuition reimbursement and wellness programs

Commuter benefits and employee discount platform

Inclusion at Capco We’re committed to making our recruitment process accessible and straightforward for everyone. If you need any adjustments at any stage, just let us know – we’ll be happy to help. We value each person’s unique perspective and contribution. At Capco, we believe that being yourself is your greatest strength. Our #BeYourselfAtWork culture encourages individuality and collaboration – a mindset that shapes how we work with clients and each other every day.

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