Underwriter I, Maritime Finance - Analyst Development Program (New York, NY)
First Citizens Bank
New York, NY · Posted October 14, 2026
Training provided. The posting says: “The Maritime Finance group within First Citizens Bank is hiring an Underwriting Analyst to participate in the Commercial Bank Analyst…”
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About the job
Overview
First Citizens Maritime Finance offers customized solutions for secured loans to vessel owners and operators. Key areas of focus include the freight, bulker and container shipping sectors.
The Maritime Finance group within First Citizens Bank is hiring an Underwriting Analyst to participate in the Commercial Bank Analyst Development Program.
About the Analyst Development Program
As an Analyst you will participate in the Commercial Bank Analyst Development Program which is designed to build a broad and deep technical skillset through formal classes, online coursework, and on the job training.
Program begins July 2027 on-site at our New York City Office with a 8-week intensive curriculum where participants learn about:
Credit Policies and Procedures
Underwriting fundamentals
Financial Analysis and Excel Modeling
First Citizens Bank Core Values
Application-specific training on systems
Business unit overviews with team leaders
Strategic priorities of the Bank
Following the 6-weeks, Analysts join their teams and stay connected with colleagues through trainings and professional development sessions. We provide a superior foundation and launchpad for continued success for our Analysts as they begin their careers.
About the Maritime Finance Team The Maritime team partners with Private Equity firms, Mezzanine funds and Private Credit funds to offer senior secured loans, sale-leasebacks and bareboat charters to owners and operators of oceangoing cargo vessels, including oil tankers, bulkers, container ships and LNG tankers. experienced sponsors in the top 35 MSAs in the US. They focus primarily on bridge, construction and repositioning loans across all property sectors.
Responsibilities & Qualifications
Prepare historical financial analysis, projection models and assist in the underwriting of loans.
Conduct independent industry research.
Assist in the management and reporting of loans post close.
Participate in the creation of credit committee documents.
Attend and contribute to credit committee meetings.
Develop understanding and maintain awareness of trends and conditions in their respective business unit.
Maintain credit files in preparation for internal or external audits.
Develop a firm understanding of FCB systems and resources.
Position Specific Skills:
Partnerships and Collaboration
Communication (Written and Verbal)
Critical thinking skills
Required Qualifications:
Bachelor's Degree and 0 years of experience OR High School Diploma and 4 years experience in in commercial lending or credit analysis, financial statement analysis, and finance fundamentals
Preferred Qualifications:
Major or concentration in finance or accounting
Strong financial analyst skills and writing ability
Previous financial internship experience in an analytical role within a financial services institution
GPA of 3.0 or higher
Maritime sector experience a plus
Additional Information
If hired in NY the base pay for this position is generally between $36.06 - $43.27/hr. Actual starting base pay will be determined based on skills, experience, location, and other non-discriminatory factors permitted by law. For some roles, total compensation may also include variable incentives, bonuses, benefits, and/or other awards as outlined in the offer of employment.
Benefits are an integral part of total rewards and First Citizens Bank is committed to providing a competitive, thoughtfully designed and quality benefits program to meet the needs of our associates. More information can be found at https://jobs.firstcitizens.com/benefits
Prepare historical financial analysis, projection models and assist in the underwriting of loans.
Conduct independent industry research.
Assist in the management and reporting of loans post close.
Participate in the creation of credit committee documents.
Attend and contribute to credit committee meetings.
Develop understanding and maintain awareness of trends and conditions in their respective business unit.
Maintain credit files in preparation for internal or external audits.
Develop a firm understanding of FCB systems and resources.
Position Specific Skills:
Partnerships and Collaboration
Communication (Written and Verbal)
Critical thinking skills
Required Qualifications:
Bachelor's Degree and 0 years of experience OR High School Diploma and 4 years experience in in commercial lending or credit analysis, financial statement analysis, and finance fundamentals
Preferred Qualifications:
Major or concentration in finance or accounting
Strong financial analyst skills and writing ability
Previous financial internship experience in an analytical role within a financial services institution
GPA of 3.0 or higher
Maritime sector experience a plus
If hired in NY the base pay for this position is generally between $36.06 - $43.27/hr. Actual starting base pay will be determined based on skills, experience, location, and other non-discriminatory factors permitted by law. For some roles, total compensation may also include variable incentives, bonuses, benefits, and/or other awards as outlined in the offer of employment.
Benefits are an integral part of total rewards and First Citizens Bank is committed to providing a competitive, thoughtfully designed and quality benefits program to meet the needs of our associates. More information can be found at https://jobs.firstcitizens.com/benefits