Commercial Lines Underwriter

A career at Auto-Owners is challenging and rewarding. Our group of caring associates create financial security by helping individuals and businesses make a new start when a loss occurs.

Job Description

We offer a merit-based work-from-home program based on job responsibilities. After initial training in-person, you could have the flexibility of work-from-home time as defined by the leadership team.

Auto-Owners Insurance, a top-rated insurance carrier, is seeking a motivated underwriting trainee to join our team. This job performs and applies insurance coverage, rules and guidelines to execute the underwriting decision-making process according to Company underwriting philosophy. This job includes training and development through completion of the Company’s underwriter training program for the assigned line of insurance and requires the person to:

Learn various insurance coverages and contracts along with company philosophy and procedures, in order to make underwriting decisions

Read, interpret, and react to documents such as policies, manuals, forms, and endorsements to understand their meaning and use

Assemble information, develop opinions, and clearly express decisions using sound reasoning and judgment

Analyze loss experience, financial conditions and physical characteristics of risks

Acquire a working knowledge of supporting sections of the underwriting department

Effectively communicate with independent agents and other associates through verbal and/or written means

Participate in and successfully complete the Company underwriter training program

Desired Skills & Experience

Bachelor’s degree or direct equivalent experience with property/casualty underwriting

Ability to organize data, multi-task and make decisions independently

Above average communication skills (written and verbal)

Ability to write reports and compose correspondence

Ability to resolve complex issues

Continually develop product knowledge through participation in approved educational programs

Benefits

Auto-Owners offers a wide range of career opportunities, and we are seeking talent that will help us continue our long tradition of success. We offer a friendly work environment, structured training program, employee mentoring and an excellent benefits package. Along with a matched 401(k), fully funded pension plan (once vested), Auto-Owners offers medical, prescription, dental and vision insurance; associate, spouse and child life insurance; short-term disability; long-term disability; health care flexible spending accounts and dependent care flexible spending accounts. Additional benefits include: generous paid time off including holidays, vacation days, personal time, sick leave and parental leave; adoption assistance; discounts on personal insurance; education matching gift program, and a gym membership and fitness class reimbursement program. If you're looking to do rewarding work alongside great people, Auto-Owners is the place for you!

Compensation

Auto-Owners offers a generous compensation package. The base salary range for this position is $68,000–$88,000. Starting salary within the range is determined based on relevant experience, education, qualifications, and other job-related factors. Other components of the compensation package include several bonus opportunities.

Equal Employment Opportunity

Auto-Owners Insurance is an equal opportunity employer. The Company hires, transfers, and promotes on the basis of ability, without consideration of disability, age, sex, race, color, religion, height, weight, marital status, sexual orientation, gender identity or national origin, or any factor contrary to federal, state or local law.

Please note that the ability to work in the U.S. without current or future sponsorship is a requirement

Applications will be accepted until this opening is filled.

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