Will AI replace insurance underwriters?

This data cannot say. It measures how much of the work AI is already used for today: 6% of the tasks, which is little observed. It is not a forecast of job loss.

What do insurance underwriters earn?

The national median is $81,370 a year (Bureau of Labor Statistics).

Insurance Underwriters: how much of the work does AI already do?

6% · Little observed

AI use for insurance underwriters work is little observed so far.

Share of this job’s tasks that AI is already used for at work, from real usage. It is not a forecast of job loss, and a low number means no use seen yet.

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What this means for your search

AI skills are optional for this role right now. Little use is seen so far.

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Median pay: $81,370

What the job involves

Decline excessive risks.
Write to field representatives, medical personnel, or others to obtain further information, quote rates, or explain company underwriting policies.
Evaluate possibility of losses due to catastrophe or excessive insurance.
Decrease value of policy when risk is substandard and specify applicable endorsements or apply rating to ensure safe, profitable distribution of risks, using reference materials.

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Questions

Will AI replace insurance underwriters?: This data cannot say. It measures how much of the work AI is already used for today: 6% of the tasks, which is little observed. It is not a forecast of job loss.
How is the number worked out?: Share of this job’s tasks that AI is already used for at work, from real usage. It is not a forecast of job loss, and a low number means no use seen yet. Source: Anthropic Economic Index, March 2026.
What do insurance underwriters earn?: The national median is $81,370 a year (Bureau of Labor Statistics).

Exposure: Anthropic Economic Index, March 2026. Pay and growth: Bureau of Labor Statistics. Tasks and skills: O*NET. All jobs.