What to say when you get laid off

In the meeting: four lines that cover it

You do not have to sign, argue your case or explain how you feel. If you are asked to sign something on the spot, say you need time to read it. That is a normal request.

• “Thank you for telling me. Can I have the details in writing today?”
• “What is my last day, and am I paid through the notice period?”
• “How are severance, health coverage and unused vacation handled?”
• “I will review the paperwork and get back to you by [date].”

What to find out before you leave the room

• Your last day, and the date and form of your final paycheck. State law sets the deadline for final pay.
• Whether severance is offered, how it is calculated, and whether you must sign a release of legal claims to get it.
• The date your health coverage ends and when the COBRA notice will arrive.
• What happens to your bonus, unvested equity and 401(k) match.
• How and when to return company property, and when your access ends.
• Who your contact is for questions after today.
• How your departure will be described to colleagues and to anyone who asks for a reference.
• Whether you can apply for open roles inside the company before your last day.

What not to say or do

• Do not criticize the company or your manager in the meeting or in writing. It rarely helps and it can cost you goodwill and a reference.
• Do not sign the same day. Read the whole agreement first.
• Do not delete files, wipe a device or forward confidential material. Ask what you may keep.
• Do not post about it while you are angry. Wait until you have read the paperwork.
• Do not say you will “take whatever they offer.” Severance terms are often open to a question.

If you want better terms

Ask soon, in writing and for something specific. Raising it within a day or two is easier than weeks later, when the paperwork is settled.

• “I would like to ask for [more weeks of severance / health coverage through a set date]. Can we discuss that before I sign?”
• “My bonus pays on [date]. Can it be paid out, or prorated?”
• “Can the non-compete be waived, and can we agree how my departure is described?”

The first 24 hours after

• Write down what was said: the date, who was there and the terms you heard. Keep it on your own device.
• Look up your state’s unemployment filing page and file this week, even if you expect severance.
• Put your COBRA and marketplace deadlines on a calendar. Our deadlines tool counts them from your last day.
• Tell your family plainly: “My job was eliminated. I have severance and a plan, and I will know more next week.”
• When you tell your network: “My role at [company] was eliminated. I am looking for [role] in [field]. If you know a team that is hiring, I would appreciate an introduction.”

Frequently asked questions