Mortgage Loan Officer
Banner
Sacramento, CA · Posted October 15, 2026
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Where Sacramento, CA ranks
Where Sacramento, CA placed in our monthly rankings, month by month. Each month stays online at its own address.
November 2026
- #3Best all-round cities for new graduates68 / 100 · of 100
- #6Best all-round cities for new graduates in the West Coast61 / 100 · of 39
- #7Cities with the most jobs that do not need a four-year degree in the West Coast124 jobs · of 47
- #10Best all-round cities for remote workers in the West Coast66 / 100 · of 39
- #11Best cities for junior jobs in California32% · of 54
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Rankings about sales jobs
- Best cities for sales jobs #1 New York (2,774 openings)
- Best cities for sales pay after cost of living #1 Santa Clara ($175k)
- Most requested AI skills in sales jobs #1 AI tools in daily work (4.1%)
- AI tools named most often in sales jobs #1 Gong (0.93%)
- Employers with the most sales jobs #1 Charter Communications (389 roles)
How AI is used in this kind of work
Among loan officers, AI is already used for some of the tasks. Measured exposure for loan officers: 19% (some).
Share of this job’s tasks that AI is already used for at work, from real usage. It is not a forecast of job loss, and a low number means no use seen yet. Source: Anthropic Economic Index.
Banner has filed one layoff notice in the last twelve months, covering 19 workers, most recently June 2026. These are public filings with state labor departments, and an open role can sit alongside them. See the filings
About the job
More than 135 years ago, we started with core values that never go out of style: listen, learn and help businesses and individuals reach their goals. These core values shape our culture, and we were recently Great Place to Work Certified because of our outstanding workplace culture and employee experience. As well, our financial strength and stability are key reasons Forbes named us one of the Best 100 Banks in America for the ninth consecutive year.
With more than $16 billion in assets and 135 branch locations throughout Washington, Oregon, Idaho, and California, we understand our role in the economy and take that responsibility seriously. In addition to offering a source of capital to personal banking clients and businesses of all sizes, we place a high importance on employee volunteerism and donate millions of dollars each year to community organizations.
As a Mortgage Loan Officer with Banner Bank you will be part of our Mortgage Lending team, awarded the 2020 Residential Diversity and Inclusion Leadership Award by the Mortgage Bankers Association. This outstanding team delivers superior value to our clients by attracting and making real estate loans which meet Bank standards for economic value and safety to contribute to the long term profitability of the Bank's operations.
In this role you'll have the opportunity to:
Originate real estate loans from various sources: Realtor business developed through a structured outside calling program, contractors (both Banner Bank customers and others), referrals from branch personnel, general public through normal business relationships (i.e. service organizations, friends, acquaintances, etc.), and walk-in and call-in customers.
Ensure originated loans are set up in the Bank's computer system and processed through for submission to underwriting.
Identify opportunities and provide financing sheets for listings and Realtor/builder open houses. Attend weekend open houses and/or subdivisions for loan solicitation purposes.
Attend regular Realtor Association and Builder Association meetings.
Attend internal training sessions, internal sales meetings, and external training opportunities as assigned.
Take applications or meet with clients at Bank branch locations. Attend closing signing appointments as needed.
Promote home ownership through community outreach efforts, specifically in the communities around designated branch location demonstrating inclusive marketing efforts to develop new leads, loans and bank relationships. Conduct first time home buyer classes at or in close proximity to branch, host booths at non-profit community events, etc.
Comply with policies, procedures, security requirements, and government regulations.
Education & Certifications
H.S. Diploma required
Bachelor's Degree in Finance, Accounting, Business, or other related field preferred
NMLS registration required
Experience
3+ years in of experience in residential mortgage origination required
Knowledge, Skills and Abilities
Proven history of success in consistent closing and funding of loans to meet sales goals.
Knowledge of mortgage loan origination processes and procedures, regulations, and underwriting.
Possess effective presentation, verbal and written communication, and negotiation skills.
Knowledge of current market competition, sales strategies, trends, and activity.
Knowledge of federal and state laws and regulations relating to real estate lending.
Travel
Up to 20%
Compensation & Benefits
Monthly guarantee of $3,800 (not including ramp-up period)
Excellent commission structure
Comprehensive employee benefits, including: medical, dental, vision, LTD, STD and life
Paid vacation time, sick time and 11 company paid holidays
401k (with up to 4% match)
Tuition reimbursement
Review Banner's employee benefits at: Employee Benefits | Banner Bank
Please take time to review Banner Bank's Consent & Privacy notice before applying.
Banner Bank is an Equal Opportunity Employer committed to diversity in the workplace. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, citizenship, marital status, age, disability or protected veteran status.
Banner Bank does not accept unsolicited resumes from agencies and/or search firms for any job postings. Resumes submitted to any Banner Bank employee by a third-party agency and/or search firm without a valid written and signed search agreement, will become the sole property of Banner Bank. No fee will be paid if a candidate is hired for a position as a result of an unsolicited agency or search firm referral.