Product Manager

Join Montecito Bank & Trust as a Product Manager !

As the largest locally owned community Bank on the Central Coast, Montecito Bank & Trust is committed to our founding principle: to make the communities we serve better places to live and work. We are always looking for talented professionals who are passionate about personalized service, community involvement, and innovation. By joining our team, we are dedicated to your career development and wellbeing, in and out of the workplace.

About the Role

Montecito Bank & Trust is seeking a full-time Product Manager to join the team in our Marketing department . As a Product Manager, you will deliver a World Class Experience by managing product lifecycles for multiple products (deposits, loans, credit cards) across MB&T’s business and consumer lines of business. This role balances customer needs, business goals (profitability/growth), technology, market research, data analytics, and regulatory requirements to ensure product success. With a keen eye toward client experience, you will be tasked with owning the reporting of product KPIs, performing market research, data querying and analysis, tracking customer satisfaction, recommending product/portfolio enhancements, bringing new products to market, and supporting marketing efforts that promote product education, engagement, and utilization. Proficiency in critical and strategic thinking, data querying and analysis, attention to detail, communication skills, and multi-tasking are foundational to the role. You will be located in Santa Barbara, CA with the opportunity for a hybrid schedule.

What We’re Looking For

A college degree or equivalent work experience required.

5-8 years of combined financial services experience and product management experience required.

Product Management experience in bringing products to market required.

Experience with Fiserv preferred.

Excellent written and verbal presentation skills with the ability to translate complex requirements into actionable business intelligence.

Ability to think critically and strategically, problem-solve, and work independently in a changing and multi-tasking environment with numerous deadlines.

Proficient in Word and PowerPoint; highly proficient in Excel.

Your Responsibilities

The essential functions of this role include, but are not limited to:

Use strong analytical skills to consistently track and analyze market trends, competitor activity, and evolving customer requirements to identify new opportunities for new products and enhancements.

Partner with Data Analyst, in the use of the SQL database and other sources, to evaluate segment level and product level growth, trends, and utilization to drive continuous improvement in profitability and ROI.

Lead the development of new products including defining business requirements, coordinating testing, and tracking deliverables.

Align teams (marketing, system administration, sales, and customer support) to coordinate the activities required to bring products to market. Create buy-in for product vision both internally and externally.

Create User Guides and FAQs for new products or product enhancements to ensure clients have detailed product information and resources for support.

Own the Bank’s Voice of Customer survey platform Avannis, including administration of the program as well as analysis and reporting of the quarterly results.

Work closely with sales and marketing to develop sales tools, marketing materials, and identify necessary product feature changes.

Your Benefits

Workplace Culture that Values YOU

Competitive Pay

Medical, Dental, Vision, & Life Insurance

401K Matching/Retirement Planning

Paid Vacation Time, Sick Time, Federal Holidays, & Volunteer Time

Associate Bank Accounts

Bank Gatherings, Events, & Associate Engagement Activities

Individual pay is based on a multitude of factors, including candidate’s experience, knowledge, skills, and abilities needed to perform in the position and pay equity.

Equal Employment Opportunity

Montecito Bank & Trust is an equal opportunity employer. Montecito Bank & Trust is committed to providing equal employment opportunity in our application process to all protected groups, including protected veterans and individuals with disabilities.

Employment eligibility is contingent on completing the DHS Employment Eligibility Verification (I-9) form and presenting acceptable documentation upon hire verifying your identity and right to work in the United States. The Bank does not sponsor visas, green cards, CPT, OPT, or other work authorizations.

Interested in Applying?

Apply through Indeed or visit our website Montecito Bank Careers

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