This listing does not state pay. Across 32 open senior credit analyst listings that state pay, the middle half runs $100,000 to $100,000 and the median is $100,000.

Listed pay is what employers advertise, not what people are paid.

Senior Credit Analyst salaries by state · Check your own pay

How AI is used in this kind of work

Among credit analysts, AI is already used for some of the tasks. Measured exposure for credit analysts: 17% (some).

Share of this job’s tasks that AI is already used for at work, from real usage. It is not a forecast of job loss, and a low number means no use seen yet. Source: Anthropic Economic Index.

Check how this applies to your own job

Skills this job asks for

Say which you have and which you want to build. We use it to match you to jobs like this one.

About the job

Park Avenue Group, a division of Angott Search Group, is partnering with a financial institution in the search for a Senior Credit Analyst. This opportunity is ideal for an experienced commercial credit professional who can evaluate complex credits, provide sophisticated underwriting support, and serve as a trusted resource to lenders and the broader credit team.

Responsibilities:

Analyze complex commercial, commercial real estate, and consumer credit requests.

Perform detailed financial, cash flow, collateral, and credit analysis for new loans, renewals, and portfolio reviews.

Prepare and present comprehensive credit memoranda and recommendations.

Evaluate borrower financial statements, tax returns, projections, industry trends, and repayment capacity.

Review appraisals and assess collateral adequacy.

Recommend loan structures, terms, covenants, and conditions consistent with credit policy.

Monitor covenant compliance and identify potential credit risks.

Conduct financial research on existing and prospective commercial clients and ACH customers.

Assist with portfolio stress testing and other credit risk initiatives.

Provide coaching and mentorship to Credit Specialists and Credit Analysts.

Qualifications:

Bachelor’s degree in Accounting, Finance, or a related field.

5+ years of commercial and commercial real estate underwriting experience.

Formal credit training required.

Strong understanding of commercial credit analysis, financial statements, cash flow, and credit risk.

Knowledge of applicable banking laws and regulations.

Strong analytical, communication, and organizational skills.

Proficiency with Microsoft Word and Excel.

Experience analyzing complex credits and providing guidance to lending partners.