Underwriter
Gallagher
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Whippany, NJ · Posted October 8, 2026
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Finance jobs in the rankings
Rankings about finance jobs
- Best cities for finance jobs #1 New York (1,932 openings)
- Best cities for finance pay after cost of living #1 San Mateo ($162k)
- Most requested AI skills in finance jobs #1 AI tools in daily work (4.3%)
- AI tools named most often in finance jobs #1 Claude (0.55%)
- Employers with the most finance jobs #1 Amazon (475 roles)
Pay compared with the market
This listing does not state pay. Across 50 open underwriter listings that state pay, the middle half runs $75,000 to $122,000 and the median is $95,000.
Listed pay is what employers advertise, not what people are paid.
How AI is used in this kind of work
AI use among insurance underwriters is little observed so far. Measured exposure for insurance underwriters: 6% (little observed).
Share of this job’s tasks that AI is already used for at work, from real usage. It is not a forecast of job loss, and a low number means no use seen yet. Source: Anthropic Economic Index.
Skills this job asks for
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About the job
Introduction At RPS, we don’t just embrace bold ideas, we make them happen. We’re a team of entrepreneurs, big-picture thinkers, and passionate experts who thrive on possibility. Every day, we collaborate across teams, challenge convention, and push boundaries to design innovative solutions for our clients. With access to top-rated carriers and a dynamic marketplace, we bring strategy and creativity together to deliver what others might call impossible. Here, every voice counts, every perspective matters, and every challenge is an opportunity to grow. You’ll be supported by a culture that celebrates ownership, curiosity, and high performance, where you’re trusted to do your best work and encouraged to keep learning along the way. Overview You’ll underwrite individual property and casualty insurance applications. You’ll decide whether to accept, change, or decline a risk. Your work will focus on facts like property value, location, use, and safety features. You’ll talk often with field teams to gather the details you need. You’ll also help explain and support your underwriting decisions. There are no assigned production goals in this role. You may also support a Senior Underwriter with account service and account management. How you'll make an impact You’ll review each application with care and use underwriting guidelines to guide your decision. You’ll look at the risk details, ask for more information when needed, and help make sure each decision is clear and well supported. You’ll stay close to field partners so you can get the facts you need to assess the risk. You’ll also help keep accounts moving by supporting a Senior Underwriter when needed. Your work will help turn complex risk information into clear underwriting choices. Here’s what you’ll bring to the role: Property and casualty underwriting experience Experience reviewing property value, location, use, and safety features Experience deciding whether to accept, change, or decline risk based on guidelines Comfort talking with field teams to gather facts and support underwriting decisions Ability to explain underwriting decisions clearly in writing and in conversation Experience supporting account service or account management work #LI-MS4 About You Required: Bachelor's degree and 2 years related experience required. Working knowledge of Microsoft Windows applications and Microsoft Office. Detail oriented; strong analytical skills and good communication and interpersonal skills Compensation and benefits At Gallagher, we believe supporting our colleagues goes far beyond the role itself. For more information, visit our Benefits page. Competitive compensation Comprehensive benefits programs designed to support your well-being Career development opportunities and ongoing learning A collaborative, people-first culture with accessible leadership The opportunity to do meaningful work with global reach and local impact At Gallagher, we are dedicated to building an inclusive and authentic workplace. If your past experience doesn’t align perfectly, we encourage you to join our Talent Community to stay connected to additional career opportunities. At times, we will consider transferable skills from previous roles. Gallagher is an affirmative action/equal opportunity employer (Minorities/Females/Veterans/Disabled)
You’ll review each application with care and use underwriting guidelines to guide your decision. You’ll look at the risk details, ask for more information when needed, and help make sure each decision is clear and well supported. You’ll stay close to field partners so you can get the facts you need to assess the risk. You’ll also help keep accounts moving by supporting a Senior Underwriter when needed. Your work will help turn complex risk information into clear underwriting choices. Here’s what you’ll bring to the role: Property and casualty underwriting experience Experience reviewing property value, location, use, and safety features Experience deciding whether to accept, change, or decline risk based on guidelines Comfort talking with field teams to gather facts and support underwriting decisions Ability to explain underwriting decisions clearly in writing and in conversation Experience supporting account service or account management work #LI-MS4
Required: Bachelor's degree and 2 years related experience required. Working knowledge of Microsoft Windows applications and Microsoft Office. Detail oriented; strong analytical skills and good communication and interpersonal skills