Full Stack Software Engineer - Payments
Substack
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San Francisco, CA · Posted October 13, 2026
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Where San Francisco, CA ranks
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November 2026
- #1Best cities for security jobs316 openings · of 20
- #1Best cities for technology jobs7,178 openings · of 100
- #1Best cities for financial services pay after cost of living$173k · of 33
- #1Best cities for entry-level jobs that want AI skills35% · of 100
- #1Best cities for entry-level jobs that want AI skills in the West Coast35% · of 54
- #1Cities with the most jobs that do not need a four-year degree in the West Coast902 jobs · of 47
Rankings about engineering jobs
- Best cities for software and engineering jobs #1 San Francisco (3,412 openings)
- Best cities for engineering pay after cost of living #1 San Mateo ($216k)
- Most requested AI skills in engineering jobs #1 AI tools in daily work (6.1%)
- AI tools named most often in engineering jobs #1 Claude (1.7%)
- Employers with the most engineering jobs #1 Amazon (2,992 roles)
Pay compared with the market
This listing does not state pay. Across 100 open full stack software engineer listings that state pay, the middle half runs $135,000 to $200,000 and the median is $165,000.
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Share of this job’s tasks that AI is already used for at work, from real usage. It is not a forecast of job loss, and a low number means no use seen yet. Source: Anthropic Economic Index.
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About the job
Substack is building a new economic engine for culture, giving the brightest, most interesting, and most creative people on the internet the power of their own publishing platform. The terms of our culture should not be set by gate-keeping legacy media or chaos-fueling social media, but by the people who actually make and participate in that culture. Substack’s model, based on direct subscriptions, has fueled an explosion of independent publishing. It empowers creators with economic autonomy, creative ownership, and a direct connection to their most engaged audiences.
About the Payments Team Subscription payments are the heart of Substack’s product and business model. Everything we do is based on the idea that creators can and should be paid directly by their audience, instead of relying on attention capture and advertising. And we believe that creators themselves should own these payment relationships, without being tied to any platform, including ours.
We are a small team with outsized impact and ownership. We take on both the traditional payments engineering : integrating with payment processors, managing the flow of hundreds of millions of dollars in subscription revenue, and also the full stack feature development that drives those payments. This means a wide variety of projects, including building brand new payout systems, A/B testing the subscribe flow, and shipping features like gift subscriptions.
Responsibilities
- Develop the core payment surfaces and backend systems on Substack.
- Own your work and deliver high-quality solutions from product concept and proposal to implementation, experimentation, and measurement.
- We work with TypeScript, especially Node/Express and React, and Postgres. It’s helpful if you know these technologies already; if not, we’ll be excited to help you learn.
- We also work with payment processors, including Stripe. Again, experience here is beneficial but not required.
Requirements
- 3+ years of software engineering experience, including building and shipping web applications.
- Independent and autonomous. Strong product sense and intuition.
- Passionate about building a better business model for the internet.
Substack's compensation package includes a market competitive salary, equity for all full time roles, and exceptional benefits. Our cash compensation salary range for this role is $140,000 - $260,000. Final offer amounts are determined by multiple factors including candidate experience and expertise and may vary from the amounts listed above.
Substack is an equal opportunity employer. All applicants will be considered for employment without regard to race, color, religion, sex (including pregnancy, sexual orientation, gender identity or transgender status), age, national origin, veteran or disability status. We’re seeking people passionate about enabling independent expression and building a better business model for creators. If you want to see what media, communities, and content can become when unmoored from advertising models, and you have the skills and experience to contribute, we’d love to meet you.
Please see our Privacy Notice for details regarding Substack's collection and use of personal information relating to the application and recruitment process by clicking here https://docs.google.com/document/d/1UjmY1acxnd27iIde83PxR7XdecR29aIyfkkmEOwAMGY/edit?tab=t.0#heading=h.a0wuzmt3mjmm.