Best cities for financial services pay after cost of living

San Francisco leads the United States for pay after the cost of living in this industry: its median posted salary buys what $173k buys at average US prices.November 2026 edition. Updated monthly, from open jobs we verified on employer career sites.

Key facts

  • #1 San Francisco, CA: $173k
  • #2 Mc Lean, VA: $171k
  • #3 Washington, DC: $166k
  • 33 cities ranked in the United States
  • Data as of November 2026

For comparison: $151k across the typical city in our data.

  1. 1San Francisco CA$173k
  2. 2Mc Lean VA$171k
  3. 3Washington DC$166k
  4. 4Seattle WA$166k
  5. 5New York NY$164k
  6. 6Menlo Park CA$164k
  7. 7Salt Lake City UT$161k
  8. 8Addison TX$155k
  9. 9Jersey City NJ$153k
  10. 10Brooklyn NY$152k

What stands out

  • The top ten is tightly packed: San Francisco leads on $173k, and #10 Brooklyn is at $152k.
  • Salt Lake City reaches #7 on a sample of 22 openings with pay posted, a smaller market than most of the top ten, so its rank can move more from month to month.
  • New York is the largest market in the top ten, with 1,032 openings with pay posted behind its figure.
  • Cities with fewer than 30 openings with pay posted are not ranked, and small differences between neighbouring ranks are not meaningful.

Why this ranking matters

What it shows

Pay in an industry varies by city as much as the cost of living does. Adjusting posted pay for local prices shows where the same industry's salary goes furthest.

How to use it

Use it to compare offers in the same industry across cities. A city with a lower headline salary can leave you ahead once prices are counted.

The top 25

  1. 1

    San Francisco CA

    $173k

    Median posted pay
    $200k
    Local prices vs US average
    +16%
    Openings with pay posted
    396

    Hiring most here: OpenAI, Anthropic, University Of California San Francisco Foundation

    Based on 396 openings.

    Jobs and employers in San Francisco

  2. 2

    Mc Lean VA

    $171k

    Median posted pay
    $173k
    State prices vs US average
    +1%
    Openings with pay posted
    29

    Hiring most here: Capital One, Booz Allen Hamilton, Sunrise Senior Living

    Based on 29 openings.

  3. 3

    Washington DC

    $166k

    Median posted pay
    $181k
    Local prices vs US average
    +9%
    Openings with pay posted
    53

    Hiring most here: Anduril Industries, CACI International, Shield AI

    Based on 53 openings.

    Jobs and employers in Washington

  4. 4

    Seattle WA

    $166k

    Median posted pay
    $185k
    Local prices vs US average
    +11%
    Openings with pay posted
    62

    Hiring most here: Amazon, Blue Origin, Shield AI

    Based on 62 openings.

    Jobs and employers in Seattle

  5. 5

    New York NY

    $164k

    Median posted pay
    $185k
    Local prices vs US average
    +13%
    Openings with pay posted
    1,032

    Hiring most here: Amazon, Publicis Groupe, Morgan Stanley

    Based on 1,032 openings.

    Jobs and employers in New York

  6. 6

    Menlo Park CA

    $164k

    Median posted pay
    $190k
    Local prices vs US average
    +16%
    Openings with pay posted
    60

    Hiring most here: Snowflake, Robinhood Ventures Fund I, Hippocratic AI

    Based on 60 openings.

    Jobs and employers in Menlo Park

  7. 7
    Median posted pay
    $159k
    State prices vs US average
    −1%
    Openings with pay posted
    22

    Hiring most here: L3HARRIS Technologies, iCapital, Harris Health Strategic Fund

    Based on 22 openings.

    Jobs and employers in Salt Lake City

  8. 8

    Addison TX

    $155k

    Median posted pay
    $150k
    State prices vs US average
    −3%
    Openings with pay posted
    68

    Hiring most here: National Life Group, National Life Insurance Company, Bank of America

    Based on 68 openings.

    Jobs and employers in Addison

  9. 9

    Jersey City NJ

    $153k

    Median posted pay
    $166k
    State prices vs US average
    +9%
    Openings with pay posted
    32

    Hiring most here: DTCC, Verisk Analytics, JPMorgan Chase

    Based on 32 openings.

    Jobs and employers in Jersey City

  10. 10

    Brooklyn NY

    $152k

    Median posted pay
    $171k
    Local prices vs US average
    +13%
    Openings with pay posted
    26

    Hiring most here: SUNY Downstate Health Sciences University, Williams-Sonoma, Altana AI

    Based on 26 openings.

    Jobs and employers in Brooklyn

  11. 11

    McLean VA

    $150k

    Median posted pay
    $152k
    State prices vs US average
    +1%
    Openings with pay posted
    47

    Hiring most here: Capital One, The MITRE, Steampunk

    Based on 47 openings.

    Jobs and employers in McLean

  12. 12

    San Jose CA

    $145k

    Median posted pay
    $160k
    Local prices vs US average
    +10%
    Openings with pay posted
    21

    Hiring most here: Super Micro Computer, Advanced Micro Devices, Cisco Systems

    Based on 21 openings.

    Jobs and employers in San Jose

  13. 13

    Westlake TX

    $144k

    Median posted pay
    $140k
    State prices vs US average
    −3%
    Openings with pay posted
    27

    Hiring most here: Charles Schwab, Fidelity Investments, Kiewit Infrastructure South

    Based on 27 openings.

    Jobs and employers in Westlake

  14. 14

    Buffalo NY

    $144k

    Median posted pay
    $155k
    State prices vs US average
    +8%
    Openings with pay posted
    23

    Hiring most here: Moog Military Aircraft, University at Buffalo, Moog

    Based on 23 openings.

    Jobs and employers in Buffalo

  15. 15

    Chicago IL

    $143k

    Median posted pay
    $149k
    Local prices vs US average
    +4%
    Openings with pay posted
    288

    Hiring most here: Publicis Groupe, Northern Trust, Confidential

    Based on 288 openings.

    Jobs and employers in Chicago

  16. 16

    Miami FL

    $143k

    Median posted pay
    $164k
    Local prices vs US average
    +14%
    Openings with pay posted
    27

    Hiring most here: University Of Miami, Royal Caribbean Cruises, Princess Cruises / Holland America Line

    Based on 27 openings.

    Jobs and employers in Miami

  17. 17

    Charlotte NC

    $142k

    Median posted pay
    $138k
    Local prices vs US average
    −3%
    Openings with pay posted
    48

    Hiring most here: Truist Financial, Scout Motors, SMBC Americas

    Based on 48 openings.

    Jobs and employers in Charlotte

  18. 18

    Austin TX

    $142k

    Median posted pay
    $139k
    Local prices vs US average
    −2%
    Openings with pay posted
    72

    Hiring most here: Amazon, Advanced Micro Devices, Cloudflare

    Based on 72 openings.

    Jobs and employers in Austin

  19. 19

    Newport Beach CA

    $138k

    Median posted pay
    $153k
    State prices vs US average
    +11%
    Openings with pay posted
    20

    Hiring most here: Pacific Life, Chipotle Mexican Grill, Smart Financial Credit Union

    Based on 20 openings.

    Jobs and employers in Newport Beach

  20. 20

    Boston MA

    $138k

    Median posted pay
    $149k
    Local prices vs US average
    +8%
    Openings with pay posted
    147

    Hiring most here: Vertex Pharmaceuticals, State Street, Confidential

    Based on 147 openings.

    Jobs and employers in Boston

  21. 21

    Los Angeles CA

    $137k

    Median posted pay
    $155k
    Local prices vs US average
    +14%
    Openings with pay posted
    106

    Hiring most here: K2 Space, Cedars-sinai Medical Center, Apex Space

    Based on 106 openings.

    Jobs and employers in Los Angeles

  22. 22

    Atlanta GA

    $135k

    Median posted pay
    $135k
    Local prices vs US average
    +0%
    Openings with pay posted
    93

    Hiring most here: Emory University, Oxford College of Emory University, Capgemini Invent

    Based on 93 openings.

    Jobs and employers in Atlanta

  23. 23

    Dallas TX

    $132k

    Median posted pay
    $136k
    Local prices vs US average
    +3%
    Openings with pay posted
    49

    Hiring most here: Amazon, Shield AI, Texas Instruments

    Based on 49 openings.

    Jobs and employers in Dallas

  24. 24

    Minneapolis MN

    $130k

    Median posted pay
    $136k
    Local prices vs US average
    +5%
    Openings with pay posted
    48

    Hiring most here: Mortenson, Target ALS Foundation, Ameriprise Certificate

    Based on 48 openings.

    Jobs and employers in Minneapolis

  25. 25

    New York NY

    $127k

    Median posted pay
    $143k
    Local prices vs US average
    +13%
    Openings with pay posted
    94

    Hiring most here: Amazon, Publicis Groupe, Morgan Stanley

    Based on 94 openings.

    Jobs and employers in New York

Full ranking

All 33 cities that qualified, with the figure each is ranked on.

RankCityScoreSample
1San Francisco CA$173k396
2Mc Lean VA$171k29
3Washington DC$166k53
4Seattle WA$166k62
5New York NY$164k1,032
6Menlo Park CA$164k60
7Salt Lake City UT$161k22
8Addison TX$155k68
9Jersey City NJ$153k32
10Brooklyn NY$152k26
11McLean VA$150k47
12San Jose CA$145k21
13Westlake TX$144k27
14Buffalo NY$144k23
15Chicago IL$143k288
16Miami FL$143k27
17Charlotte NC$142k48
18Austin TX$142k72
19Newport Beach CA$138k20
20Boston MA$138k147
21Los Angeles CA$137k106
22Atlanta GA$135k93
23Dallas TX$132k49
24Minneapolis MN$130k48
25New York NY$127k94
26Rockville MD$124k21
27Columbus OH$120k34
28Louisville KY$119k33
29Kansas City MO$119k20
30Houston TX$114k20
31Tampa FL$114k32
32Phoenix AZ$99k22
33San Diego CA$96k24

How this ranking works

The score is the median posted annual salary (the midpoint of each posted range) for roles at employers in this industry in a city, divided by its local price level, with the United States at 100.

Price levels are the Bureau of Economic Analysis regional price parities for the city's metro area, or its state where no metro figure exists. Only cities with at least 20 listings in the industry that post a salary are ranked.

A city where one employer posts more than 50% of its openings is not ranked, so a single company cannot decide a city's score.

Sample bar: cities with fewer than 30 openings are not ranked.

Sources: NextChapter job data: posted annual salary ranges; Bureau of Economic Analysis regional price parities 2024 (metro areas and states). Data as of November 2026.

Our job data covers professional roles on the career sites of employers we track, so figures describe that market, not every job. Spot an error? Tell us.

Questions

Which city ranks first: best cities for financial services pay after cost of living?
San Francisco leads the United States for pay after the cost of living in this industry: its median posted salary buys what $173k buys at average US prices.
How many cities are ranked?
33 cities have at least 30 openings with pay posted, so the list has 33 entries.
How is the ranking calculated?
The score is the median posted annual salary (the midpoint of each posted range) for roles at employers in this industry in a city, divided by its local price level, with the United States at 100. Price levels are the Bureau of Economic Analysis regional price parities for the city's metro area, or its state where no metro figure exists. Only cities with at least 20 listings in the industry that post a salary are ranked. A city where one employer posts more than 50% of its openings is not ranked, so a single company cannot decide a city's score.
How often is it updated?
Every month. This is the November 2026 edition. Older editions stay on this site at their own dated addresses.

More rankings

Cite this ranking

NextChapter, “Best cities for financial services pay after cost of living,” November 2026 edition. https://launchyournextchapter.com/rankings/best-cities-for-financial-services-pay-vs-cost-of-living

Link to it: <a href="https://launchyournextchapter.com/rankings/best-cities-for-financial-services-pay-vs-cost-of-living">Best cities for financial services pay after cost of living (NextChapter, November 2026)</a>

Download the data: CSV · JSON. Free to use with a link back.

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