Sr. Auto Underwriting Rules Analyst
Sammons Financial
Sioux Falls, SD · Posted June 15, 2026
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November 2026
- #3Cities with the most jobs that need no experience in the Midwest2.6% · of 67
- #6Best college towns for entry-level and junior jobs42% · of 100
- #8Best college towns for junior jobs in the Midwest42% · of 51
- #8Cities where the biggest share of jobs do not need a four-year degree in the Midwest20% · of 54
- #10Best cities for entry-level and junior jobs39% · of 100
- #11Best cities for junior jobs in the Midwest39% · of 69
Rankings about finance jobs
- Best cities for finance jobs #1 New York (1,932 openings)
- Best cities for finance pay after cost of living #1 San Mateo ($162k)
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- AI tools named most often in finance jobs #1 Claude (0.55%)
- Employers with the most finance jobs #1 Amazon (475 roles)
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About the job
What You Can Expect In This Role
Support the design, implementation, and maintenance of underwriting rules to drive operational efficiencies, ensuring mortality expectations are met. Collaborate with other departments and external partners, including New Business, Underwriting, Marketing, Sales, Information Technology (IT), and third-party vendors. What You'll Do In This Role
• Confidently lead and effectively take ownership of the projects to which you are assigned. • Develop, update, and manage underwriting rules within the underwriting platforms, supporting efficiency and scalability initiatives aligned to life strategy goals. • Within an automated underwriting framework, lead solution design efforts by identifying gaps, defining workflows and rules, and refining requirements in collaboration with vendors and internal teams. • Work closely with outside underwriting engine and administrative system vendors to create, maintain, and alter underwriting rules as needed. • Collaborate with Mortality Management and Underwriting Research to create or adjust accelerated underwriting rules. • Work closely with existing medical and underwriting evidence vendors to ensure data is mapped appropriately to our application questions and meets our mortality assumptions and efficiency goals. • Work closely with existing medical and underwriting evidence vendors to ensure data is appropriately mapped to application questions, aligned with mortality assumptions, and supportive of application design and filing efforts as needed. • Perform Quality Assurance (QA) testing of underwriting rules as needed. • Work in partnership with Underwriting Research to update Standard Operating Procedures (SOPs) as needed. • Lead and engage in technical tasks, including story writing, requirements definition, testing, troubleshooting, and quality assurance, to ensure the accuracy and compliance of underwriting rules and project deliverables. • Commitment to embrace Sammons Financial Group Companies shared values (Accountability, Connection, Openness, Respect and Integrity). • As stated within the Company Attendance and Punctuality policy, regular attendance is required and expected in order to meet the business service levels and workflow demands. • Participate in other initiatives and/or projects as necessary. What We're Looking For
College degree or equivalent industry related work experience Required
Life Underwriting experience Preferred
Rules writing experience Required
Possess excellent organizational and project management skills, with ability to manage multiple assignments simultaneously
Strong and effective leadership, decision-making, and motivational skills
Strong interpersonal skills for relationship building
Flexible and adaptable to quickly changing deadlines within projects
Excellent communication skills, including listening, oral, presentation, and written
Strong analytical skills in assessing medical evidence and mortality data
Able to effectively use Excel
Designation or working toward completion of FALU Required
Other Requirements
• Due to the financial nature and level of accountability of this position, a credit and criminal background check is required - The Fair Credit Reporting Act requires Sammons Financial Group Companies to notify you that, as a routine part of processing this application for employment, Sammons Financial Group may request a consumer report on you to verify all information contained in this application. Such report may include information about work-related behaviors, performance, character, general reputation, and personal characteristics, in addition to information about your previous employment, education, credit history and criminal records
Salary Range Information
USD $95,198.00 - USD $158,663.00 /Yr. Range includes data points from multiple labor markets. Specific range is dependent on the labor market where the incumbent will be hired to perform the position. Starting salary is dependent on candidate qualifications and experience. For a narrower salary range specific to your labor market, please inquire. What you can expect when you join Sammons Financial Group
• Comprehensive health coverage for you and your family, including Medical, Dental, Vision, HSA & FSA options, and term life insurance. • Competitive compensation with a performance-based incentive program tied to clear goals and individual and/or company success. • Invest in your future with our 100% company-funded Employee Stock Ownership Plan (ESOP), plus automatic enrollment in our 401(k). • Work–life balance that means something. Friday afternoons off year-round, generous paid time off, and paid holidays. • Commit to your growth with paid development time, tuition reimbursement, and professional development opportunities across industry, individual, and leadership programs. • Make an impact beyond the workplace through volunteer time off, and our company nonprofit matching gift program, supporting the causes that matter most to you. • An ownership culture that inspires; join a connected, values-driven workplace where employees take accountability, support one another, and are empowered to do their best work—together shaping our future shared success.
Work Authorization/Sponsorship
At this time, we’re not considering candidates that need any type of immigration sponsorship now or in the future or those needing work authorization for this role (This includes, but is not limited to students on F1-OPT, F1-CPT, J-1, etc.) Additional Information
Sammons Financial Group Is An Equal Opportunity Employer All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, genetic information, or any other characteristic protected by applicable law.
ADA Sammons Financial Group is committed to providing reasonable accommodations to qualified individuals with disabilities in all aspects of the employment process. If you need assistance or a reasonable accommodation at any stage of the application or hiring process, including navigating our website or applying for a position, please contact HR@sfgmembers.com or call 800-728-2987.
E-Verify Sammons Financial Group participates in E-Verify and will provide the Social Security Administration and, if necessary, the Department of Homeland Security with information from each new employee's Form I-9 to confirm work authorization.
Policy for External Search Firms and Agencies Sammons Financial Group maintains an internal Talent Acquisition function and does not accept unsolicited resumes or candidate submissions from search firms, staffing agencies, or other third-party recruiting vendors. Please review our Recruitment Agency Policy for additional information here .
• Confidently lead and effectively take ownership of the projects to which you are assigned. • Develop, update, and manage underwriting rules within the underwriting platforms, supporting efficiency and scalability initiatives aligned to life strategy goals. • Within an automated underwriting framework, lead solution design efforts by identifying gaps, defining workflows and rules, and refining requirements in collaboration with vendors and internal teams. • Work closely with outside underwriting engine and administrative system vendors to create, maintain, and alter underwriting rules as needed. • Collaborate with Mortality Management and Underwriting Research to create or adjust accelerated underwriting rules. • Work closely with existing medical and underwriting evidence vendors to ensure data is mapped appropriately to our application questions and meets our mortality assumptions and efficiency goals. • Work closely with existing medical and underwriting evidence vendors to ensure data is appropriately mapped to application questions, aligned with mortality assumptions, and supportive of application design and filing efforts as needed. • Perform Quality Assurance (QA) testing of underwriting rules as needed. • Work in partnership with Underwriting Research to update Standard Operating Procedures (SOPs) as needed. • Lead and engage in technical tasks, including story writing, requirements definition, testing, troubleshooting, and quality assurance, to ensure the accuracy and compliance of underwriting rules and project deliverables. • Commitment to embrace Sammons Financial Group Companies shared values (Accountability, Connection, Openness, Respect and Integrity). • As stated within the Company Attendance and Punctuality policy, regular attendance is required and expected in order to meet the business service levels and workflow demands. • Participate in other initiatives and/or projects as necessary.