Among securities, commodities, and financial services sales agents, AI is already used for a large share of the tasks. Measured exposure for securities, commodities, and financial services sales agents: 44% (high).

Share of this job’s tasks that AI is already used for at work, from real usage. It is not a forecast of job loss, and a low number means no use seen yet. Source: Anthropic Economic Index.

Check how this applies to your own job

Skills this job asks for

Say which you have and which you want to build. We use it to match you to jobs like this one.

Forecasting

About the job

Overview

Forever Strong. What sets First Citizens apart? Strong leadership, enduring values and a commitment to helping people and businesses prosper.

As a Business Banker at First Citizens Bank you will carry on our tradition of developing and expanding relationships with business owners in your community to help them meet their financial goals.

Business Bankers develop and maintain an active prospect list, customer outreach plan and quality referral sources for companies, on average, between $1-$10MM in annual revenues. They are the primary contact for borrowing needs and provide subject matter expertise for deposit and cash flow management. Business Bankers work with various internal partners to build and manage full banking relationships.

Responsibilities & Qualifications

In this role you will get to:

Make an impact by contributing to the growth of the bank through business loans, deposits and fee income.

Leverage your network to engage with local business owners and companies to develop business lending opportunities.

Represent the bank in the community by attending and participating in civic, community and networking events.

Engage in an efficient loan approval process with open communication and exposure to credit partners.

Be part of a collaborative team with various bank partners to support and deepen the full client relationship.

Position Specific Skills: Application of a structured sales process Providing financial guidance and expertise Sales planning and forecasting Financial analysis Credit underwriting Knowledge of business lending, deposit and cash management solutions Knowledge retail and wealth solutions referred Business development Networking and building centers of influence

Customer Acquisition

Consultative Selling

Builds Productive Relationships

Qualifications: Minimum Required Education and Experience: Bachelor's Degree and 4 years' experience OR High School Diploma or GED/Equivalent and 8 years' experience in Commercial or business lending, credit or business development

Additional Requirements:

Business development experience

Preferred Qualifications:

Established COI's and referral sources

Financial analysis and credit underwriting skills

Knowledge of business lending, deposit and cash management solutions

Ability to provide financial guidance and expertise

Sales planning and forecasting experience

Additional Information

Benefits are an integral part of total rewards and First Citizens Bank is committed to providing a competitive, thoughtfully designed and quality benefits program to meet the needs of our associates. More information can be found at https://jobs.firstcitizens.com/benefits . #LI-AM3