Portfolio Manager Senior
United Community Banks
Columbia, SC · Posted May 6, 2026
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Where Columbia, SC ranks
Where Columbia, SC placed in our monthly rankings, month by month. Each month stays online at its own address.
November 2026
- #14Cities with the most jobs that need no experience in the Southeast1.6% · of 84
- #18Cities with the most jobs that need no experience1.6% · of 100
- #19Cities hosting the most business conferences in the Southeast3 conferences · of 21
How AI is used in this kind of work
Among financial managers, AI is already used for a large share of the tasks. Measured exposure for financial managers: 39% (high).
Share of this job’s tasks that AI is already used for at work, from real usage. It is not a forecast of job loss, and a low number means no use seen yet. Source: Anthropic Economic Index.
About the job
Overview
United Community is seeking a highly experienced Portfolio Manager Senior to oversee and manage a portfolio of large commercial credits. This role is critical in ensuring the portfolio meets soundness, profitability, and growth objectives. The ideal candidate will provide expert credit, underwriting, and sales support, while also serving as a secondary contact for client relationships.
What You’ll Do
Lead all aspects of local loan portfolio management, including annual reviews, covenant compliance, and collateral exceptions.
Collaborate with senior leadership to maintain appropriate risk profiles.
Manage and mentor a team of credit specialists, portfolio managers, and analysts.
Oversee the preparation of credit memos, spreads, and related documentation.
Participate in client calls, underwriting, credit presentations, and loan closings.
Identify and mitigate credit risks through sound analysis and recommendations.
Prepare commitment letters and review loan documentation.
Support cross-sell initiatives and coach team members on relationship development.
Assist lenders in prospecting and client engagement efforts.
Requirements For Success
Bachelor’s degree in Finance or Accounting preferred.
7–10 years of experience in commercial lending or financial services.
Deep knowledge of credit policy, banking regulations, and loan documentation.
Proven ability to analyze complex financial statements and tax returns.
Strong analytical, organizational, and time management skills.
Excellent communication and interpersonal skills.
Proficiency in internal systems and reporting tools.
Conditions of Employment
Must be able to pass a criminal background & credit check
This is a full-time, non-remote position
FLSA Status
Exempt
Ready to take your career to the next level? Apply now and become a vital part of our team!
We are an Equal Opportunity Employer and do not discriminate against any employee or applicant for employment because of race, color, sex, age, national origin, religion, sexual orientation, gender identity and/or expression, status as a veteran, and basis of disability or any other federal, state, or local protected class.
Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
Pay Range USD $0.00 - USD $0.00 /Yr.