Mortgage Loan Officer

Location: New Jersey, United States

Category: Banking

Job Description

Mortgage Loan Officer

We’re working with an established community bank looking to add a Mortgage Loan Officer to its residential lending team.

This is an opportunity for a relationship-oriented lending professional who enjoys helping customers navigate the mortgage process, developing referral relationships and growing business within an established banking platform.

With a guaranteed base salary plus commission, an existing branch network and local underwriting support, the bank offers a combination of stability, resources and business-development opportunity for someone looking for the next step in their mortgage career.

What you’ll be doing:

Develop and maintain your own relationships within the community, particularly in Sussex, Warren and Morris Counties

Work with mortgage referrals generated through the bank’s branch network

Pre-qualify prospective borrowers and guide them through the mortgage process

Complete applications and review supporting documentation

Set clear expectations around timelines, costs and the overall process

Work with internal teams to move loans efficiently from application through closing

Build mortgage awareness and business within surrounding communities

Partner with branch and other bank personnel to identify cross-sell opportunities

Participate in community outreach and informational events as appropriate

What they’re looking for:

Strong knowledge of the New Jersey residential mortgage market

3+ years of residential mortgage origination experience in a mortgage banking or banking environment preferred

Strong relationship-building and business development skills

Comfortable working both self-generated business and bank-generated referrals

Understanding of residential mortgage products and the local market

Ability to work independently while partnering closely with branch and internal bank teams

College degree preferred

The bank offers a range of residential mortgage products, including conventional and fixed-rate mortgages, adjustable-rate mortgages, FHA, USDA, reverse mortgages, jumbo loans, and construction lending for new home builds and additions.

Why this opportunity:

This is a community-bank environment rather than a large national or brokerage mortgage platform. The position has access to an established branch network while still providing the opportunity to develop your own referral sources and grow production.

The bank also maintains local, in-house underwriting and a nimble decision-making process.

Compensation:

$45,000 base salary + tiered commission

The commission structure provides additional earning potential as production increases, with higher potential for business generated independently.

Benefits include:

Medical, dental and vision coverage

Paid time off and sick leave

Retirement savings plan with employer match

Potential stock ownership program

Annual bonus based on individual and bank performance

If you have strong New Jersey market knowledge and are looking for a mortgage role that combines an established bank platform with the ability to build your own business, we’d be interested in talking with you.

Interested parties may submit a resume using the “Apply” link, or contact:

Rob Titterington Sr. Banking Recruiter Highland Consulting Group rtitterington@mri-hcg.com 724.837.6337

Confidentiality

Highland Consulting Group will never share your resume or information without your explicit consent.

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