This listing does not state pay. Across 149 open credit analyst listings that state pay, the middle half runs $64,500 to $77,500 and the median is $65,000.

Listed pay is what employers advertise, not what people are paid.

Credit Analyst salaries by state · Check your own pay

How AI is used in this kind of work

Among credit analysts, AI is already used for some of the tasks. Measured exposure for credit analysts: 17% (some).

Share of this job’s tasks that AI is already used for at work, from real usage. It is not a forecast of job loss, and a low number means no use seen yet. Source: Anthropic Economic Index.

Check how this applies to your own job

Skills this job asks for

Say which you have and which you want to build. We use it to match you to jobs like this one.

About the job

AgCountry Farm Credit Services (AgCountry), Farm Credit Services of America (FCSAmerica) and Frontier Farm Credit are financial cooperatives that operate under shared management across eight states. While each association is owned by its local farmers and ranchers, they collaborate by pooling resources, expertise, and talent to provide affordable credit, crop insurance, and financial services.

Our associations are united by a common mission and commitment to serving rural America and supporting each other, which drives the success of the farmers, ranchers, and agribusiness we serve. We take pride in being a great place to work, and this enthusiasm is reflected in the relationships our team members foster with one another and with our customers.

Job Summary

*Incumbent must work a percentage of time each week in the Omaha, NE or Fargo, ND office.

We are looking for a Credit Analyst to join our team. As a Credit Analyst you will underwrite loans for farmers, ranchers, investors and some farm related businesses.

Our teams work in a fast-paced and customer-driven environment focused on serving the needs of our customers. Your ability to be analytical, make quick and accurate decisions, and communicate effectively are essential skills for success on our team. If you like being challenged, enjoy making a difference, and are looking for a job with career growth and advancement opportunities, then we would like to hear from you.

Essential Duties & Responsibilities

Responsible for underwriting activities within the respective portfolio. Conduct analysis of loan and lease requests including evaluation of character, financial position and progress, repayment ability, collateral and conditions of approval.

Assures adequate information is available to make the decision.

Analyze customer financial statements, which may include balance sheets, trend analysis, income statements, cash flows, collateral analysis, performance reconciliations, credit bureau reports, and commodity brokerage statements.

Conduct a differential level of analysis appropriate for the risk presented by the type and size of loan request. Will utilize a variety of financials, and differential analysis techniques including market based and GAAP quality financials.

Participate in decision making on credit requests within delegated authorities or recommend actions requiring higher delegated authority.

Establish and maintain sound credit administration. Adhere to the Associations’ credit philosophy, procedures and guidelines. Complete documentation to support decisions made.

Establish appropriate loan terms and conditions to manage loan risk.

Coordinate and prioritize work to support teammates and provide a positive customer experience. May direct or coordinate the work of others (Credit Operations Team, Loan Monitoring Analyst, Loan Closers, etc.).

Will work independently on loans of moderate size and complexity as well as larger and more complex credits.

Travel Time

10% travel required during the day and overnight.

Education Requirements

Bachelor's degree in Business Administration, Economics, Finance, or other related degree preferred.

Years of Experience

2+ years of experience with lending and credit analysis.

Understanding credit management techniques, credit administration, and loan servicing.

Knowledge of agricultural industries.

Why Us:

For qualifying positions, we provide a competitive benefits package designed to support health and well-being, financial security, and work-life balance:

Health Benefits : Comprehensive medical, dental, and vision insurance

Retirement Plans : 401(k)

Paid Time Off : Vacation, sick leave, paid holidays, and parental leave

Additional Benefits : Life and disability insurance, Employee Assistance Program (EAP), wellness programs, tuition assistance, and short-term incentive pay

For a comprehensive overview of our total reward offerings, click here .

About Us:

AgCountry has 43 offices, is based in Fargo, North Dakota and serves portions of North Dakota, Minnesota, and Wisconsin. FCSAmerica is based in Omaha, NE and has 42 local offices serving rural communities and agriculture in Iowa, Nebraska, South Dakota, and Wyoming. Frontier Farm Credit has six offices serving eastern Kansas. Together, we support nearly 82,000 producers and agribusinesses, meeting the needs of today’s agricultural industry with our combined 2600+ employees providing lending, risk management, technology, commodity marketing, and customer and employee education.

AgCountry Farm Credit Services, ACA, Farm Credit Services of America, ACA, and Frontier Farm Credit, ACA are Equal Employment Opportunity employers, and they comply with all applicable federal, state, and local fair employment practices laws.