Chief Credit Officer

Smith & Wilkinson has been retained by First County Bank (“FCB”) in Stamford, Connecticut to lead the search for the Bank’s next Chief Credit Officer.

With approximately $2.2B in total bank assets, First County Bank is one of the premier mutual banks in the region. Founded 175 years ago, FCB has been a reliable financial partner to consumers and businesses in lower Fairfield County and beyond for generations. In an industry and geography that has seen tremendous consolidation, FCB’s steadfast resolve to maintain its mutual ownership structure and local decision making has positioned the bank to continue as an independent, community-focused financial institution for years to come. The Bank serves its consumer and business customers through a full suite of competitive loan, deposit, and wealth management products and services. The bank is in strong financial condition, with good earnings, efficiency, asset quality, and capital. FCB operates 13 retail locations in Fairfield County and has a modern mobile and online offering that allows customers to stay connected to their money from anywhere.

Reporting to the CEO, the Chief Credit Officer will oversee all aspects of the Bank’s Commercial Credit Administration and will direct the strategy, policy, and procedures for all lending activities within First County Bank. The Chief Credit Officer brings experience overseeing complex commercial relationships, identifying and managing problem loans, monitoring portfolio concentrations, and developing strategies to mitigate credit risk. Equally important will be the ability to partner effectively with lending and relationship management teams, balancing sound credit practices with the Bank’s broader business objectives.

For additional information or to arrange a confidential conversation about this executive leadership opportunity, please contact Julia Crouter, Consultant, at Smith & Wilkinson.