Sr Life Underwriter, Underwriting Strategies

About Ethos

Ethos (Nasdaq: $LIFE) is a leading life insurance technology company on a mission to protect families by democratizing access to life insurance and empowering agents at scale. With its robust three-sided technology platform, Ethos is transforming the life insurance experience for consumers, agents, and carriers alike. Ethos offers instant, accessible products and a seamless online process that requires no medical exams and just a few health questions; it eliminates traditional barriers, making it easier than ever for everyone to protect their families. Ethos is redefining how life insurance is bought, sold, and underwritten.

About the role

Are you passionate about building best in class underwriting technology? The role seeks a visionary with ability to communicate across departments effectively and bring ideas to life. You’ll need to partner with end-users of Ethos systems and engineers to create a constant and virtuous cycle of improvements on our underwriting ecosystem.

Duties and Responsibilities:

Ongoing analysis and monitoring of rules engine and workbench performance

Continued review of evidence and synthesization of underwriting data from all sources

Work with Head of Underwriting Strategies to assess business risk for changes to underwriting guidelines

Creation of specific recommendations and action plans to drive automated underwriting decisions and process improvement across underwriting and case management

Act as both an owner and contributor to multiple projects and initiatives

Solidify protocols for rule and system enhancements

Maintain appropriate documentation for underwriting criteria, guidelines and workflows

Ability to prioritize system decisions based on business need, business case and ROI

Serve as underwriting process expert and liaison to work cross-functionally with colleagues and partners in product, engineering, operations, finance, marketing, legal, etc

Ensure end-user proficiency with new systems, programs, and applications across departments through onboarding training and regular updates

Work with engineers to serve as a business liaison in order to efficiently integrate new data, models, partners programs, and applications as the need arises

Qualifications and Skills:

5-10+ years of life new business underwriting and case management experience

Extensive experience with underwriting rules engines and rules management

Comfortable working in an agile environment and leveraging systems such as JIRA

An understanding of data and models in the underwriting process

The ability to communicate results and needs among multiple parties

A record of identifying opportunities and quickly delivering solutions

Desire to be a team player in a dynamic environment

An obsession with the customer and ability to challenge the status quo

#LI-Remote #LI-AG1

The US national base salary range for this full-time position is $77,000 -$181,000. Our salary ranges are determined by role, level, and location. The range displayed on each job posting reflects the minimum and maximum target for new hire salaries for the position across all US locations. Within the range, individual pay is determined by work location and additional factors, including job-related skills, experience, and relevant education or training.

Please note that the compensation details listed in US role postings reflect the base salary only and do not include applicable bonus, equity, or benefits.

You can find further details of our US benefits at https://www.ethoslife.com/careers/

Don’t meet every single requirement? If you’re excited about this role but your past experience doesn’t align perfectly with every qualification in the job description, we encourage you to apply anyway. At Ethos we are dedicated to building a diverse, inclusive and authentic workplace.

We are an equal opportunity employer. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status. Pursuant to the SF Fair Chance Ordinance, we will consider employment for qualified applicants with arrests and conviction records.

To learn more about what information we collect and how it may be used, please refer to our California Candidate Privacy Notice .

Recruitment Notice: Please be aware of recruitment scams. All legitimate communication from our team will only come from email addresses ending in @ethos.com or @getethos.com.

We will never ask for payment, banking details, or sensitive personal information during the hiring process. If you are contacted by someone claiming to represent us from a different email address, please treat it as fraudulent.