Regulatory Analyst

Thank you for your interest in a career at Regions. At Regions, we believe associates deserve more than just a job. We believe in offering performance-driven individuals a place where they can build a career --- a place to expect more opportunities. If you are focused on results, dedicated to quality, strength and integrity, and possess the drive to succeed, then we are your employer of choice.

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Job Description:

At Regions, the Regulatory Analyst focuses on monitoring, researching, managing, and implementing responses to all regulatory changes at both the federal and state level that affect Regions lines of business. This role is required to draft reporting related to regulatory changes and emerging risks which may be distributed throughout the lines of business or the enterprise. This role also helps develop and update compliance training, and maintains reporting related to the completion of that training.

Primary Responsibilities

Monitors regulatory changes and assesses the changes’ impact to the lines of business

Assembles cross functional teams as needed in order to document the relevant regulatory changes’ impact to Regions line of business

Drafts and distributes line of business or enterprise-wide reporting related to regulatory changes and emerging risks

Prepares, schedules, and administers compliance related presentations and/or conference calls regarding emerging risks and other current regulatory trends

Maintains databases of information related to these regulatory changes

Participates in compliance-related communication strategies, including but not limited to: intranet compliance and regulatory communications, compliance training materials and messaging, and reporting to various committees

Manages and oversees the compliance training program for Regions which may include: developing and updating as necessary applicable compliance MAC courses, maintaining and reporting from the Regulatory and Compliance Risk CERTS process, and developing materials and conducting compliance-related training to the 1st lines of defense

May plan, organize and manage periodic Compliance and Regulatory Risk Management Symposiums

This position is exempt from timekeeping requirements under the Fair Labor Standards Act and is not eligible for overtime pay.

Requirements

Bachelor’s degree in Business, Finance, or a related field

Five (5) years of experience in a financial or regulatory environment

Preferences

Juris Doctorate

Legal writing experience a plus

Knowledge of various bank systems

Skills and Competencies

Ability to research, analyze data, and derive facts

Ability to work in a team environment when applicable

Ability to work under limited guidance

Proficiency in Microsoft Office (Excel, Word, PowerPoint, Outlook, etc.)

Strong verbal, written communication, and organizational skills

Strong work ethic and self-motivation

Additional Responsibilities

Maintain the enterprise regulatory inventory and monitor regulatory developments impacting banking products, services, business activities, and operational processes. Assess regulatory changes to identify potential impacts across business units and functions.

Apply strong knowledge of banking regulations and business operations to analyze regulatory requirements, evaluate business impacts, and identify compliance obligations across lines of business.

Serve as a central liaison among Legal, Enterprise Compliance, Operational Risk, and business stakeholders, coordinating the assessment, communication, and implementation of regulatory changes while relying on Legal for regulatory interpretation.

Facilitate and monitor business impact assessments to determine required changes to policies, procedures, processes, controls, systems, documentation, and training programs.

Review and analyze regulatory alerts, proposed and final rule changes, supervisory guidance, and emerging compliance risks to proactively identify required actions and drive regulatory change initiatives.

Track regulatory implementation activities, project plans, milestones, dependencies, decisions, and outstanding issues to support timely, effective, and sustainable compliance outcomes.

Develop and deliver clear, concise reporting on regulatory developments, implementation progress, key risks, and compliance readiness to leadership and other stakeholders.

Preferred Qualifications / Skills

Experience in Regulatory Change Management within the banking or financial services industry, including assessing, tracking, and implementing regulatory changes.

Strong analytical and critical-thinking skills with the ability to interpret complex regulatory requirements and translate them into practical business applications.

Broad knowledge of banking products, services, and business units.

Understanding of a wide range of financial services regulations and regulatory frameworks.

Demonstrated ability to partner effectively with Legal, Compliance, Risk, and business stakeholders to drive regulatory compliance initiatives and operational change.

Experience maintaining regulatory inventories, reviewing regulatory alerts, and managing the end-to-end lifecycle of regulatory change implementation.

Juris Doctor (JD) degree preferred; however, equivalent regulatory compliance experience and demonstrated expertise in interpreting and applying regulations will be equally valued.

Prior experience with banking institutions and familiarity with regional banking operations, products, and processes strongly preferred.

Position Type Full time

Compensation Details

Pay ranges are job specific and are provided as a point-of-market reference for compensation decisions. Other factors which directly impact pay for individual associates include: experience, skills, knowledge, contribution, job location and, most importantly, performance in the job role. As these factors vary by individuals, pay will also vary among individual associates within the same job.

The target information listed below is based on the Metropolitan Statistical Area Market Range for where the position is located and level of the position.

Job Range Target:

Minimum: $93,228.85 USD Median: $141,750.00 USD

Incentive Pay Plans: This job may participate in an annual discretionary bonus plan.

Benefits Information

Regions offers a benefits package that is flexible, comprehensive and recognizes that "one size does not fit all" for benefits-eligible associates. Listed below is a synopsis of the benefits offered by Regions for informational purposes, which is not intended to be a complete summary of plan terms and conditions.

Paid Vacation/Sick Time

401K with Company Match

Medical, Dental and Vision Benefits

Disability Benefits

Health Savings Account

Flexible Spending Account

Life Insurance

Parental Leave

Employee Assistance Program

Associate Volunteer Program

Please note, benefits and plans may be changed, amended, or terminated with respect to all or any class of associate at any time. To learn more about Regions’ benefits, please click or copy the link below to your browser.

https://www.regions.com/about-regions/welcome-portal/benefits

Location Details Regions Center

Location: Birmingham, Alabama

Equal Opportunity Employer/including Disabled/Veterans

Job applications at Regions are accepted electronically through our career site for a minimum of five business days from the date of posting. Job postings for higher-volume positions may remain active for longer than the minimum period due to business need and may be closed at any time thereafter at the discretion of the company.