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Senior Underwriter, Inland Marine

Liberty Mutual Insurance

San Francisco, CA · Posted October 15, 2026

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This listing does not state pay. Across 82 open senior underwriter listings that state pay, the middle half runs $110,000 to $147,000 and the median is $126,000.

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AI use among insurance underwriters is little observed so far. Measured exposure for insurance underwriters: 6% (little observed).

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About the job

Evaluates project plans, budgets, construction schedules, valuations, contracts, loss history, site conditions, catastrophe exposures, contractor experience, and risk-control measures. Determines appropriate coverage terms, conditions, limits, deductibles, exclusions, and pricing for commercial, residential, infrastructure, renovation, and specialty construction projects. Monitors evolving project exposures, including construction delays, changes in scope or values, occupancy transitions, fire, theft, water damage, windstorm, flood, earthquake, collapse, and other Builders' Risk loss drivers. Collaborates with UW Support, Claims, Actuarial, Risk Engineering, Product, Legal, and Directors of Underwriting in GRS North America; contributes to product, process, and underwriting tool improvements. Mentors junior underwriters and new hires, analyzes portfolio performance, and communicates emerging construction and Builders' Risk trends, underwriting recommendations, and opportunities for profitable growth. Degree in Business or equivalent typically required A minimum of 2.5 years, typically 3 or more years, of progressive underwriting experience and/or other related experience CPCU or professional insurance designation preferred Proven analytical ability to evaluate and judge underwriting risks within scope of responsibility that includes competence with all phases and aspects of the underwriting process, and proficiency in the use of qualitative and quantitative tools and techniques Must demonstrate comprehension of complex technical underwriting issues and be capable of defining and implementing necessary underwriting and administrative processes/workflows to properly manage or administer those issues Proven track record of developing and underwriting profitable business