BSA AML Analyst

It's fun to work in a company where people truly BELIEVE in what they're doing! We're committed to bringing passion and customer focus to the business.

BSA AML Analyst

LOCATION: Lebanon, TN

If you’re looking for a career where purpose meets opportunity, and where your contributions truly make a difference, Wilson Bank & Trust is the place for you.

ABOUT US

Working at Wilson Bank & Trust means joining a purpose-driven organization where community impact and professional growth go hand in hand. The commitment to serving communities is matched by dedication to supporting employees—through recognition, rewards, and opportunities to grow. Inside our walls, you’ll find a workplace that reflects the same trusted reputation we’ve built since the beginning. Collaboration and servant leadership are at the heart of everything we do, creating an environment where talent is valued and service is elevated. Your voice matters here—feedback drives decisions on workplace flexibility, transparency, and strategic priorities.

ABOUT THE POSITION

Power Behind the Promise

If Retail is the face of our brand, Operations is the heartbeat that keeps everything moving. In an Operations role, you’re the unseen hero ensuring every process runs smoothly so customers experience consistency and trust every single day. You may not interact with customers directly, but your impact is undeniable—you’re the reason the organization stays strong, secure, and ready for whatever challenges come our way. Think of yourself as part of the vital system that keeps the big picture alive, year after year. When you thrive, the entire organization thrives.

POSITIO N SUMMARY

The BSA AML Analyst I assists in identifying risks and monitoring compliance with various aspects of the Bank Secrecy Act (BSA) and related Anti-Money Laundering (AML) requirements. This position investigates potential money laundering, financial crimes, and terrorist financing activity. The BSA AML Analyst I performs various quality control reviews and monitoring using industry standards and regulatory guidance to facilitate a strong BSA Compliance Program. This position reports to the BSA Manager and provides excellent service and support to team members and customers while demonstrating the Company’s values and supporting the mission.

POSITION DUTIES AND RESPONSIBILITIES

Assist in identifying risks and monitoring compliance with various aspects of the Bank Secrecy Act (BSA) and related Anti-Money Laundering (AML) requirements

Review, complete, and submit Currency Transaction Reports (CTRs)

Review CTRs and core reports for potential suspicious activity

Monitor alerts through the Bank’s AML software for potential suspicious activity

Investigate potential money laundering, financial crimes, and terrorist financing activity

Initiate potential suspicious activity cases in AML software

Assist with identifying suspicious activities and preparing Suspicious Activity Reports (SARs)

Assist BSA Officer in conducting Enhanced Due Diligence (EDD) and Customer Due Diligence (CDD) reviews

Perform 314(a) searches on customer identification file (CIF)

Assist with preparation of annual BSA risk assessment and BSA policy revisions

Assist bank regulators /external auditors during annual BSA examinations

Assist with preparation and presentations for various BSA training sessions

Review accounts held by foreign individuals to confirm proper documentation is on file

Review all Red Flag exceptions for deposits and loans

Assist BSA Officer and BSA Manager when needed

Maintain professional and technical knowledge by attending educational workshops; reviewing professional publications; establishing personal networks; and participating in professional associations

Adhere to compliance with all federal bank regulations and laws, including those for consumer protection and the Bank Secrecy Act/Anti-Money Laundering Program

Attend training as requested

Participate in outside community activities as required

Perform other duties as assigned

REQUIRED QUALIFICATIONS :

High school diploma or GED

Bachelor's degree preferred

1 year of previous experience in BSA, banking, financial crimes investigation, or compliance preferred

Basic understanding of BSA requirements

Knowledge of or ability to learn Verafin

Proficient with Microsoft Office and other standard software applications

Ability to focus on high level of detail verification

Strong ability to multi-task

Excellent organization and communication skills as well as the ability to interact in a helpful and professional manner

Ability to work on multiple projects simultaneously while accomplishing daily tasks

Effective verbal and written communication skills

Excellent interpersonal skills

Critical thinking and problem-solving skills

High standards for integrity, honesty, professionalism, and work ethic

Commitment to service excellence

Ability to work independently while demonstrating excellent organization and follow through

Demonstrate flexible and efficient time management and ability to prioritize workload

Ability and willingness to work with purpose and a strong sense of urgency

Self-motivated, positive, and enthusiastic

Self-starter with a strong desire to exceed expectations

Maintain confidentiality discretion

Ability to interact with customers and employees in a friendly and professional manner

Ability to effectively work in collaboration with others to achieve business objectives

Participation in community events working extended hours as needed

Willing to grow and be challenged

COMPREHENSIVE BENEFITS & RECOGNITION We believe success should be acknowledged and celebrated. That’s why we offer an all-inclusive total compensation package, including generous ATO, personal days, sick time, along with unique offerings such as the ability to combine accrued time with short-term disability for 100% pay, and more. Our Employee Assistance Program and Employee Care Fund provide additional support when you need it most. We celebrate achievements through peer-nominated award ceremonies and an interactive digital rewards platform, ensuring employees’ contributions are recognized companywide.

“Grow With Us” is more than a slogan—it’s an invitation. Whether partnering with local schools to teach the next generation hands-on financial life lessons through School Bank , exploring diverse career paths through our Banker Academy Program , or investing in yourself through our Employee Stock Purchase program, you’ll find opportunities tailored to your interests and ambitions while working for WBT. We invest heavily in development through mentorships, workshops, banking schools, and certifications because when our people grow, our customers thrive.