Senior Credit Specialist
Creative Financial Staffing
Houston, TX · Posted November 4, 2026
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November 2026
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How AI is used in this kind of work
Among bill and account collectors, AI is already used for some of the tasks. Measured exposure for bill and account collectors: 30% (some).
Share of this job’s tasks that AI is already used for at work, from real usage. It is not a forecast of job loss, and a low number means no use seen yet. Source: Anthropic Economic Index.
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About the job
Senior Credit Specialist
Salary: $60,000 – $65,000 + quarterly performance bonus
Perks of this Senior Credit Specialist role?
Join a stable, long-standing Houston-based organization known for its collaborative and supportive culture.
Work-life balance: Standard Monday–Friday schedule with flexible start/end times
Travel opportunities: take business trips to foster client relationships globally!
Career growth: Company encourages professional development and internal advancement.
Comprehensive benefits package: Medical, dental, vision, 401(k) with match, paid holidays, life insurance, and more.
Be part of a close-knit accounting team where everyone’s contributions are valued.
Primary Responsibilities of the Senior Credit Specialist :
Manage a portfolio of strategic accounts, performing credit assessments, collections, and account reconciliations
Evaluate and approve credit inquiries within designated limits of authority
Monitor and adjust credit limits as needed based on financial analysis and customer history
Provide training and mentorship to peers, sharing best practices and supporting professional development
Serve as backup for the Credit Manager when needed
Collaborate with sales and operations teams to ensure smooth order processing and credit decisions
Qualifications for the Senior Credit Specialist :
Bachelor’s degree in Accounting, Finance, or related field preferred; equivalent credit/collections experience considered
4+ years of progressive credit and collections experience in a high-volume environment with strong analytical and financial statement interpretation skills
Familiarity with electronic billing systems (EDI, ADP, Oildex). Advanced proficiency in Excel (pivot tables, VLOOKUPs, Power Query)
Experience using credit assessment tools (D&B, Experian, High Radius, or similar)
Ability to travel 5–10% as needed for account reviews and meetings
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