Regional Credit Officer – Middle Market, Texas
Huntington Bank
Houston, TX · Posted September 4, 2026
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Where Houston, TX ranks
Where Houston, TX placed in our monthly rankings, month by month. Each month stays online at its own address.
November 2026
- #1Best cities for manufacturing and industrial jobs887 openings · of 100
- #1Best cities for energy and utilities jobs704 openings · of 27
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- #2Cities with the most jobs that do not need a four-year degree in the Southwest481 jobs · of 38
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- #2Best all-round cities for mid-career professionals in the Southwest74 / 100 · of 15
Rankings about finance jobs
- Best cities for finance jobs #1 New York (1,932 openings)
- Best cities for finance pay after cost of living #1 San Mateo ($162k)
- Most requested AI skills in finance jobs #1 AI tools in daily work (4.3%)
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- Employers with the most finance jobs #1 Amazon (475 roles)
How AI is used in this kind of work
Among credit analysts, AI is already used for some of the tasks. Measured exposure for credit analysts: 17% (some).
Share of this job’s tasks that AI is already used for at work, from real usage. It is not a forecast of job loss, and a low number means no use seen yet. Source: Anthropic Economic Index.
About the job
Description
Summary:
The Regional Credit Officer – Middle Market, Texas partners with a staff of portfolio managers and/or regional credit administrators in the credit approval, administration, and review activities for a business line or geographic region.
Duties and Responsibilities:
Establishes, implements and manages administrative and review systems and procedures to protect the quality and profitability of the loan portfolio.
Manages credit structuring and negotiation strategy discussions with officer/business unit.
Analyzes, approves/disapproves credit request exceeding line/regional approval limits. Identifies potential problem credits and works with loan workout specialist to restructure credits and/or minimize risk for loss.
Advises staff, officers and/or business units on the company's overall lending policies.
Performs other duties as assigned.
Basic Qualifications:
Bachelor's Degree
10+ years of related experience
Preferred Qualifications:
Strong management and mentoring skills
Ability to resolve issues and drive performance
Excellent time management and organizational skills
Ability to work in a high volume environment
Excellent client management skills
Interact professionally and effectively with clients, business partners, and peers at all levels
Goal-oriented
Well-developed verbal and written communication skills
Critical thinking, problem solving, and analytical ability
Resourceful
#LI-RP1
Exempt Status: (Yes = not eligible for overtime pay) ( No = eligible for overtime pay) Yes
Workplace Type: Office
Our Approach to Office Workplace Type
Certain positions outside our branch network may be eligible for a flexible work arrangement. We’re combining the best of both worlds: in-office and work from home. Our approach enables our teams to deepen connections, maintain a strong community, and do their best work. Remote roles will also have the opportunity to come together in our offices for moments that matter. Specific work arrangements will be provided by the hiring team.
Huntington is an Equal Opportunity Employer.
Tobacco-Free Hiring Practice: Visit Huntington's Career Web Site for more details.
Note to Agency Recruiters: Huntington Bank will not pay a fee for any placement resulting from the receipt of an unsolicited resume. All unsolicited resumes sent to any Huntington Bank colleagues, directly or indirectly, will be considered Huntington Bank property. Recruiting agencies must have a valid, written and fully executed Master Service Agreement and Statement of Work for consideration.