Entry-level credit analyst jobs: what the job is, skills and open roles
A credit analyst decides how risky it is to lend to a person or business by reading financial statements and credit reports and writing a recommendation.
What a credit analyst does
In the finance and accounting family of jobs. Roles that keep the books, check the numbers and pay the bills.
A typical day
- 1. Read financial statements and reports
- 2. Calculate ratios
- 3. Write credit memos
- 4. Monitor existing accounts
- 5. Recommend limits or terms
Do you need experience?
Entry-level credit analyst jobs exist, but none are open on the career sites we track at this moment, so we cannot say how many ask for experience. Each posting states its own requirements, so read the requirements section before you decide a job is out of reach.
Open entry-level credit analyst jobs
Taken from employers’ own career sites and checked to still be open within the last week.
No entry-level credit analyst jobs are open on the career sites we track right now. Save a search above and we will email you when one is posted, or search all credit analyst jobs, including ones that do not say entry level.
Skills for credit analyst jobs
The skills this job uses, most important first. Most can be learned or shown before the first day.
Skills to build or show
- 1. Financial statement analysis
- 2. Excel
- 3. Writing
- 4. Judgment
- 5. Attention to detail
Close the gap for this job
Tell us what you already do and we point you to the training for the skills you are missing. Or check your résumé below first.
Find training for these skillsHow would your résumé fare for credit analyst?
Paste it to see which skills this job uses and which your résumé leaves out. It runs here in your browser, so nothing you paste is sent.
The market for credit analyst work
Every figure names its source.
- Open entry-level credit analyst jobs
- 0
- Employment outlook, the closest government category
- Projected to shrink 4% from 2025 to 2035.
- AI use at work, the closest government category
- Among credit analysts, AI is already used for some of the tasks.
Source: NextChapter, checked against employer career sites, last 7 days.
See the detail →Source: BLS Employment Projections, 2025–2035.
Source: Anthropic Economic Index.
Outlook and AI-use figures are for the government category “Credit analysts”, the closest match to this job.
More jobs like credit analyst
Roles that use the same skills, and where this job commonly leads.
Where it can lead
Similar entry-level jobs
All entry-level finance and accounting jobs · Credit Analyst jobs at every level
Questions about credit analyst jobs
- What does a credit analyst do?
- A credit analyst decides how risky it is to lend to a person or business by reading financial statements and credit reports and writing a recommendation. A typical day includes: read financial statements and reports; calculate ratios; write credit memos; monitor existing accounts; recommend limits or terms.
- Can I get an entry-level credit analyst job with no experience?
- Entry-level credit analyst jobs exist, but none are open on the career sites we track at this moment, so we cannot say how many ask for experience. Each posting states its own requirements, so read the requirements section before you decide a job is out of reach.
- What skills do you need to be a credit analyst?
- The skills this job uses most are financial statement analysis, excel, writing, judgment, attention to detail. Most can be learned before the first day through coursework, short courses, practice or a related job.
- Where can a credit analyst job lead?
- People in this job commonly move to financial analyst, loan processor, compliance analyst, staff accountant. The link between jobs is the shared skills; the path is not guaranteed and depends on the employer.
See where you stand in the market today
Your Market Reality Assessment: a plain-language read on your odds, jobs matched to you and a weekly plan. Free. No résumé needed.
Hiring credit analyst roles?
Leave your work email. We'll send how to reach people searching for credit analyst jobs.